Thinking about driving without insurance in Indiana? Don’t do it. Your drivers license could be suspended for 90 days for a first offense and up to a year for multiple violations. Still, it’s estimated that around 16% of the state’s drivers are uninsured. That’s one reason every policy written the state must include uninsured or underinsured motorist coverage. For more information on Indiana auto insurance coverage requirements, contact the Indiana Department of Insurance (http://www.in.gov/idoi/...).

Delaware requires drivers to carry three types of auto insurance: Bodily Injury Protection, Property Damage, and Personal Injury Protection (PIP). PIP, which is not required in all states, pays medical expenses and loss of wages for you and all of your passengers, up to a limit you select when purchasing a policy. It’s a good thing to have if you’re involved in an accident with an uninsured driver. To learn more about the different types of coverage required by the state, as well as many other auto insurance related topics, contact the Delaware Insurance Department (http://www.delawareinsurance.gov/...).